Welcome to this month’s issue of Insurance Brief. In this edition, we report on a recent decision that before-the-event insurers may not decline their insureds’ choice of solicitors where their hourly rates exceed the insurers’ non-panel rates, and another decision involving a solicitor’s breach of trust. We also include a feature article by partner Neeraj Tuli of Tuli & Co, our Indian associate firm, which focuses on developments concerning pension and general annuity products.