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Introduction
The
High Court judgment in the EL policy triggers test
litigation was handed down last Friday. My Partners Mark
Burton and Kieron West represented two of the local
authorities in the test litigation and this month's
edition of Liability Brief includes a link to their
summary of the outcome.
In addition, in our regular round up of recent
developments in case law, our new Partner in the
Birmingham office, Radd Seiger (pictured above) reports
on an unsuccessful stress claim. We also report on
decisions in claims arising out of skiing and horse
riding accidents.
Finally, we bring to your attention an MoJ
consultation on the way costs from Central Funds are
awarded to privately funded Defendants acquitted in
criminal cases. Kennedys is preparing a response to this
consultation and we welcome your queries and
comments.
Richard
West
Head of Liability Division
r.west@kennedys-law.com
0845
838 4832 |
Feature Summary
Occupational
Disease Briefing: Judgment
disarms "trigger-happy" insurers Read more
Case
Law: Anderson
v Snowbizz & Portjoie
14.11.08
Claimant rendered tetraplegic by
skiing accident succeeds in claim; ski instructor should
not have allowed him to ski in off-piste area Read more Freeman
v Higher Park Farm 30.10.08
Equestrian
centre not liable under s.2(2) Animals Act where horse
bucked when it went into a canter; in any event Claimant
had voluntarily assumed the risk Read more Hull
v Sanderson 5.11.08
Usual "but for" rule
of causation should apply to claim by employee; claim
arising out of bacterial infection fails Read more Hussain
v Chief Constable of West Mercia
3.11.08
Claim for damages for stress
related symptoms fails as Claimant was not suffering
from a diagnosable condition
Read more Paterson
v Surrey Police Authority
7.11.08
Claimant fails in stress claim;
Court finds it was not reasonably foreseeable that he
would suffer injury to his health Read more
Legislation
/ Civil
Procedure:
MoJ
consultation on the award of costs from central funds in
criminal cases Read more
News
in brief:
Insurers
mount legal challenge to halt pleural plaques damages Read more
Lord
Justice Jackson appointed to undertake review of civil
costs Read more
MoJ
works to 2009 deadline Read more
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| Occupational
Disease Briefing |
Judgment
disarms"trigger-happy" insurers
The
High Court judgment in the EL policy triggers test litigation
validates the longstanding market practice that policy cover
for mesothelioma claims is triggered by the date of inhalation
of asbestos and not by the date of injury many years later.
To view our Occupational Disease Briefing on the judgment
click
here
Back
to top |
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| Case
Law |
Anderson
v Snowbizz & Portjoie
14.11.08
Claimant
rendered tetraplegic by skiing accident succeeds in claim; ski
instructor should not have allowed him to ski in off-piste
area
As a result of a skiing accident on 7 February 2004 Mr
Anderson sustained injuries which rendered him tetraplegic. He
alleged that the ski instructor to whom he was assigned for
the duration of his holiday should not have permitted or
encouraged him to ski in the off-piste area where the accident
occurred. On arrival on their holiday Mr and Mrs Anderson were
assigned to a group with varying levels of experience. Two
days before the accident Mr Anderson had found a relatively
easy off-piste run challenging. On the day of the accident the
instructor proposed that they ski down a steep off-piste slope
with trees. In the course of his descent Mr Anderson lost
control and collided with one of the trees.
Held: At the time of the accident three of
the group, including Mr Anderson had not mastered to a
sufficient level the skills necessary to undertake a piece of
off-piste terrain of the nature of that in question in
reasonable safety. It was reasonably foreseeable that any one
of these would have fallen or lost control of their skis when
negotiating the terrain. In addition, there was a reasonably
foreseeable risk of impacting with a tree and a foreseeable
risk of this resulting in serious injury. On this basis the
instructor was liable for the accident but there was
contributory negligence on the part of Mr Anderson of one
third to reflect his failure to protest or comment prior to
the descent.
Comment: This decision appears to go
against recent decisions in favour of Defendants in public
liability claims such as Poppleton v Trustees of the
Portsmouth Youth Activities Committee [2008] where the
Defendant was found not liable where a Claimant who chose to
engage in simulated rock climbing was rendered tetraplegic by
a fall. However, the key distinguishing feature is that in
Anderson the ski instructor assumed a responsibility
for the safety of those in his care.
The Judge was keen to emphasise that this decision does not
mean that anyone who suffers injury as a result of a skiing
accident or when under the supervision of an instructor will
win damages. He stated that "Everyone recognises that
skiing is an inherently risky pastime and accidents causing
injuries, sometimes very serious, will occur, more often than
not without negligence being established on the part of anyone
involved."
However, potential Defendants and their insurers, both in
the skiing industry and more generally those involved in
leisure activities undertaken under supervision of an
instructor, will doubtless be concerned by this finding of
liability. They will want to carry out a review of procedures
and risk assessments and ensure that instructors are aware of
their responsibility to assess skill levels before activities
are undertaken.
For further information contact Kathy Dwyer,
Kennedys, 01622 625 649.
Back
to top |
Freeman
v Higher Park Farm
30.10.08
Equestrian
centre not liable under Animals Act where horse bucked when it
went into a canter
Ms Freeman fell from a horse supplied by the Defendant
during a hack escorted by its representative, Miss Turner. She
fell suffering injury when the horse, Patty gave two or three
large bucks as it was beginning to canter. When Ms Freeman was
allocated Patty she was told that she might buck. Prior to the
fall Patty had bucked and Miss Turner had stopped the ride and
spoke to Ms Freeman who said that she was fine and wished to
continue.
Under s.2(2) Animals Act 1971 a Defendant will be strictly
liable if (a) the damage is of a kind which the animal, unless
restrained, was likely to cause or which, if caused by the
animal, was likely to be severe; and (b) the likelihood of the
damage or of its being severe was due to characteristics of
the animal which are not normally found in animals of the same
species or are not normally so found except at particular
times or in particular circumstances; and (c) those
characteristics were known to that keeper.
Held: The Court of Appeal held that
paragraph (a) of s.2(2) was satisfied in this case. However,
in respect of the first limb of paragraph (b) the Judge was
entitled to find that Ms Freeman had failed to establish that
bucking is not a normal characteristic of horses generally.
With regards to the second limb, there was no evidence that
horses generally buck at particular times or in particular
circumstances. In any event the Defendant was exempted from
liability under s.5(2) by the voluntary assumption of risk by
Ms Freeman.
Comment: Following the House of Lords'
decision in Mirvahedy v Henley [2003] an increase in
claims under the Animals Act was anticipated. In that case one
of the Defendant's horses escaped from a field onto a nearby
road where it collided with the Claimant's car. Paragraph (b)
of s.2(2) was considered and it was held that the Act had been
intended to create a strict liability for damage caused by
animals displaying temporary characteristics in certain
circumstances or at certain times that were normal to the
breed.
However, as this case illustrates, courts will want
carefully to analyse each element of s.2(2) and will require
evidence on which to base a finding in favour of the Claimant.
Ms Freeman's claim was not helped by a lack of evidence on the
usual characteristics of horses, although it is by no means
certain that further evidence would have supported her
claim.
The case also serves as a useful reminder that, when
defending claims under the Animals Act, the provisions of
s.5(2) should be kept in mind. In this case the Court of
Appeal accepted that Ms Freeman voluntarily accepted the risk
of carrying on with the ride and being thrown from the horse.
It should be noted that consideration is currently being
given to amending the Animals Act with a view to reducing the
number of instances when, following an accident, the owner of
an animal is strictly liable. The Animals Act 1971 (Amendment)
Bill received its second reading in the House of Commons in
March 2008. However, there is no clear timetable for the
progress of the Bill through Parliament.
For further information contact Alison Palmer,
Kennedys, 01622 625
614.
Back
to top |
Hull
v Sanderson 5.11.08
Usual
"but for" rule of causation should apply to claim by employee;
claim arising out of bacterial infection fails
Ms Hull became ill with campylobacter enteritis shortly
after starting work as a turkey plucker. She alleged that her
employers, Mr and Mrs Sanderson had failed to protect her from
the risks of infection which were inherent in handling dead
poultry. At first instance in a draft judgment the Recorder
found the Sandersons negligent and in breach of duty for
failing to provide suitable gloves, tell Ms Hull to change
them frequently and warn her of the risks of exposure and the
precautions that should be taken. However, on the issue of
causation he said that he could not say on the balance of
probabilities that she had become infected as a result of the
breach of duty. Both Counsel made further written submissions
and the Recorder then revised his judgment in favour of Ms
Hull on the basis that the case fell within the principle in
Fairchild v Glenhaven Funeral Services [2003], where
it was held sufficient to show that the employer's breach of
duty had materially increased the risk of injury.
Held: The Court of Appeal held that it was
not impossible for Ms Hull to prove causation on the usual
"but for" basis but the Recorder had failed to make findings
of fact which would have allowed him to make a decision on
this basis. The Recorder was wrong to hold that the case fell
within the Fairchild exception. As no request had
been made to remit the case to the Recorder for him to make
the necessary findings of fact the appeal was allowed and the
claim failed.
Comment: This is another example of a case
where the Court of Appeal has rejected an attempt by a
Claimant to move away from the usual "but for" test for
causation and adopt instead the much more favourable test set
out in Fairchild. It is positive for Defendants and
insurers that the Court of Appeal has rejected this attempt
and reinforced that the "but for" test should be used in all
but a very limited category of cases.
Nonetheless it is clear from the judgment of the Court of
Appeal that there was in their view scope for the claim to
have succeeded. However, in the circumstances it was not
possible for the issue of causation to be reopened.
For further information contact Ron Ruston,
Kennedys, 0845 838 4856.
Back
to top |
Hussain
v Chief Constable of West Mercia 3.11.08
Claim
for damages for stress related symptoms fails as Claimant was
not suffering from a diagnosable condition
Mr Hussain was a taxi driver who claimed that in the course
of his work he had been involved in numerous incidents causing
him to call on the assistance of the police on more than 50
occasions. He alleged that the police responded in a way that
amounted to misfeasance in public office and as a result he
had suffered from stress related symptoms. His medical report
indicated that he suffered from stress related symptoms which
he experienced as irritability and physical discomfort but did
not amount to a diagnosable condition such as an adjustment
disorder.
Held: In accordance with the decision of
the Court of Appeal in McLoughlin v O'Brian [1983] in
a claim for negligence a Claimant must establish that he is
suffering not merely grief, distress or any other normal
emotion, but a positive psychiatric illness. The tort of
misfeasance in public office is never actionable without proof
of material damage and a similar requirement applies as
confirmed by the House of Lords in Watkins v Home
Secretary [2006]. A recognised psychiatric illness is one
which has been recognised by the psychiatric profession and in
general these are illnesses that are within the International
Statistical Classification of Diseases and Related Health
Problems (ICD) produced by the World Health Organisation. The
medical evidence in this case did not satisfy the requirement
of material damage.
Comment: This case is a welcome reminder
that a Claimant, whether in a personal injury claim or a claim
for misfeasance in public office, must provide evidence that
they are suffering from a recognised psychiatric illness if
damages are to be awarded for this aspect of the claim.
It is common in personal injury claims for a Claimant to
seek damages for distress. It is a tactical decision for
Defendants and insurers in each case, depending on the
evidence available, whether to press for a psychiatric report,
which may bring such a claim to an end but in the alternative
may be supportive of the Claimant's case.
In respect of claims for misfeasance in public office it
should however be noted that one of the Court of Appeal Judges
commented on an obiter basis that, whilst he agreed that the
Claimant in this case had not succeeded in showing that he had
suffered material damage, he did not consider that in
Watkins the House of Lords had limited material
damage only to recognised psychiatric illnesses. In his view
it was important not to set the bar too high in these claims
given the gravity of the tort.
For further information contact Paul McGrath,
Kennedys, 0161 829 2564.
Back
to top |
Paterson
v Surrey Police Authority
7.11.08
Claimant
fails in stress claim; Court finds it was not reasonably
foreseeable that he would suffer injury to his health
Mr Paterson had been employed by the Authority since 1979.
Since 1985 he had been the estate manager of the Authority's
headquarters. In September 2004 he suffered a nervous
breakdown and did not return to work. He alleged that he
developed his condition as a result of having to work long
hours to perform his duties and in particular as a result of
having to be on call out of hours. He also complained that the
Authority should have provided him with accommodation away
from the site for use on the occasions when he was not on
call.
Held: It was not reasonably foreseeable
that Mr Paterson would suffer injury to his health as a result
of stress to which he was subjected at work. Mr Paterson never
submitted a self-certification form mentioning the word stress
and in a conversation between his wife and his manager, on
which Mr Paterson relied, she did not tell his manager that Mr
Paterson was suffering symptoms as a result of stress. The
only indication the Authority had that he was at risk of
suffering from stress at work was in a report prepared in 1991
which was too remote in point of time. The Authority should
not be expected to have foreseen a risk from the number of
hours he was working. In any event the operative cause of his
breakdown was his perception of how he had been treated by the
Authority in respect of his wish to be provided with
accommodation away from the site. The Authority had no duty to
provide alternative accommodation.
Comment: This is another example of the
Courts applying the guidelines set out by the Court of Appeal
in Hatton v Sutherland [2002] in relation to claims
for stress at work.
In the last edition of Liability Brief we reported on the
decision in Dickins v O2 [2008] where the Court of
Appeal found in favour of the Claimant on the basis that the
Defendant could have reasonably foreseen the problem. In that
case the Defendant was aware that the Claimant was undergoing
counselling and she had made her concerns clear, and the facts
in Paterson can clearly be distinguished.
The decision in Paterson is positive for
Defendants and insurers as it highlights that, for a Claimant
to succeed in a stress claim, the injury to health must be
reasonably foreseeable. Given the lack of evidence of
foreseeability it is perhaps surprising that the claim was
pursued to trial.
For further information contact Radd Seiger,
Kennedys, 0121 633 2228.
Back
to top |
|
| Legislation
/ Civil Procedure |
MoJ
consultation on the award of costs from Central Funds in
criminal cases
On
6 November 2008 the government published a consultation paper
on proposals to reform the way costs from Central Funds are
awarded to privately funded Defendants acquitted in criminal
cases in England and Wales. One of the proposals put forward
is that Central Fund payments to all Defendants, including
companies, should be capped at legal aid rates. The proposals
will be of significant concern to Defendants and insurers who
may become involved in defending unsuccessful prosecutions.
The consultation closes on 29 January 2009. Kennedys is
preparing a response to the proposals. If you have any queries
or comments please contact Richard
Crockford, Kennedys, 020 667 9073.
View
the consultation paper in full.
Back
to top |
|
| News
in brief |
Insurers
mount legal challenge to halt pleural plaques damages
Insurers
are to take the unprecedented step of seeking a judicial
review in Scotland to prevent legislation that would reinstate
compensation for pleural plaques.
Post 13.11.08
Back
to top |
Lord
Justice Jackson appointed to undertake review of civil costs
With
the support of the Ministry of Justice the Master of the Rolls
has asked Lord Justice Jackson to conduct a wide ranging
review into civil costs. The review will commence in January
2009 and findings and recommendations are due to be presented
in December 2009.
Judicial Communications Office 3.11.08
Back
to top |
MoJ
works to 2009 deadline
The
Ministry of Justice has mooted an October 2009 deadline for
implementation of its personal injury reforms.
Post 13.11.08
Back
to top |
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